:root {
  --bg: #f5f8fb;
  --surface: #ffffff;
  --surface-soft: #edf4fa;
  --text: #17385c;
  --text-soft: #5a718c;
  --border: rgba(23, 56, 92, 0.12);
  --accent: #1f4f82;
  --accent-2: #7eb6df;
  --shadow: 0 18px 44px rgba(23, 56, 92, 0.08);
  --radius: 22px;
  --max: 1140px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Inter", sans-serif;
  color: var(--text);
  background: linear-gradient(180deg, #f7f9fc 0%, #eef4fa 100%);
  line-height: 1.6;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
.container { width: min(calc(100% - 2rem), var(--max)); margin: 0 auto; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  backdrop-filter: blur(16px);
  background: rgba(247, 249, 252, 0.8);
  border-bottom: 1px solid rgba(23, 56, 92, 0.08);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 132px;
  padding-top: 10px;
  padding-bottom: 10px;
}
.brand img {
  height: 104px;
  width: auto;
  display: block;
}
.site-nav {
  display: flex;
  gap: 1.5rem;
  font-weight: 600;
  color: var(--text-soft);
}
.site-nav a:hover { color: var(--accent); }

.hero {
  padding: 4.5rem 0 3.75rem;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 2rem;
  align-items: center;
}
.eyebrow,
.section-label,
.quote-kicker {
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--accent);
}
.hero h1,
.section h2,
.contact-box h2 {
  margin: 0.35rem 0 1rem;
  font-family: "Cormorant Garamond", serif;
  font-size: clamp(2.5rem, 5vw, 4.4rem);
  line-height: 0.95;
  letter-spacing: -0.02em;
}
.section h2,
.contact-box h2 { font-size: clamp(2rem, 4vw, 3.2rem); }
.lead {
  font-size: 1.15rem;
  max-width: 44rem;
  color: #27496d;
}
.sublead { color: var(--text-soft); }
.hero-actions,
.contact-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.9rem;
  margin: 1.5rem 0 1.3rem;
}
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.9rem 1.2rem;
  border-radius: 999px;
  font-weight: 700;
  transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}
.button:hover { transform: translateY(-1px); }
.button-primary {
  background: var(--accent);
  color: white;
  box-shadow: 0 12px 28px rgba(31, 79, 130, 0.2);
}
.button-secondary {
  border: 1px solid rgba(31, 79, 130, 0.2);
  background: rgba(255, 255, 255, 0.7);
  color: var(--accent);
}
.chip-list {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  padding: 0;
  margin: 1.4rem 0 0;
}
.chip-list li {
  padding: 0.65rem 0.9rem;
  border-radius: 999px;
  background: rgba(126, 182, 223, 0.16);
  color: var(--accent);
  font-weight: 600;
  border: 1px solid rgba(31, 79, 130, 0.08);
}
.hero-card,
.card,
.quote-panel-inner,
.contact-box {
  background: rgba(255, 255, 255, 0.82);
  border: 1px solid var(--border);
  box-shadow: var(--shadow);
  border-radius: var(--radius);
}
.hero-card-inner,
.card,
.quote-panel-inner,
.contact-box {
  padding: 1.5rem;
}
.hero-card h2 { font-size: 1.4rem; margin-top: 0; }
.mini-points { display: grid; gap: 1rem; margin-top: 1.2rem; }
.mini-points div { display: grid; gap: 0.18rem; }
.mini-points strong { font-size: 1rem; }
.mini-points span { color: var(--text-soft); }

.section { padding: 4.5rem 0; }
.section-light { background: transparent; }
.section-white { background: rgba(255, 255, 255, 0.55); }
.two-col,
.advisory-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 2rem;
  align-items: start;
}
.list-card h3,
.card h3 { margin-top: 0; font-size: 1.15rem; }
.service-list {
  margin: 1rem 0 0;
  padding-left: 1.15rem;
}
.service-list li + li { margin-top: 0.55rem; }
.three-up {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.2rem;
  margin-top: 1.6rem;
}

.lighthouse-band {
  min-height: 340px;
  background-image: linear-gradient(to right, rgba(245, 248, 251, 0.1), rgba(245, 248, 251, 0.05)), url('assets/lighthouse-banner.png');
  background-size: cover;
  background-position: center right;
  display: flex;
  align-items: stretch;
}
.lighthouse-overlay {
  width: 100%;
  background: linear-gradient(90deg, rgba(245, 248, 251, 0.92) 0%, rgba(245, 248, 251, 0.55) 48%, rgba(245, 248, 251, 0.18) 100%);
}
.lighthouse-copy {
  min-height: 340px;
  display: flex;
  align-items: end;
  padding-bottom: 2rem;
}
.lighthouse-copy p {
  max-width: 36rem;
  margin: 0;
  color: var(--accent);
  font-size: clamp(1.1rem, 2vw, 1.45rem);
  font-weight: 600;
}
.advisory-list {
  display: grid;
  gap: 1rem;
  margin-top: 1.5rem;
}
.quote-panel { align-self: stretch; }
.quote-panel-inner {
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: center;
  background: linear-gradient(180deg, rgba(255,255,255,0.88), rgba(237,244,250,0.92));
}
blockquote {
  margin: 0.4rem 0 0;
  font-family: "Cormorant Garamond", serif;
  font-size: 2rem;
  line-height: 1.1;
}
.contact-box {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}
.site-footer {
  padding: 2rem 0 3rem;
  color: var(--text-soft);
}
.footer-inner {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  border-top: 1px solid rgba(23, 56, 92, 0.08);
  padding-top: 1.4rem;
}
.footer-links {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

@media (max-width: 920px) {
  .header-inner { min-height: 112px; }
  .brand img { height: 86px; }
}
{
  .hero-grid,
  .two-col,
  .advisory-grid,
  .three-up,
  .contact-box,
  .footer-inner {
    grid-template-columns: 1fr;
    display: grid;
  }
  .contact-box,
  .footer-inner { display: grid; }
  .site-nav { display: none; }
  .hero { padding-top: 3rem; }
}

@media (max-width: 640px) {
  .header-inner { min-height: 96px; }
  .brand img { height: 72px; }
}
{
  .hero-card-inner,
  .card,
  .quote-panel-inner,
  .contact-box { padding: 1.2rem; }
  .lighthouse-band,
  .lighthouse-copy { min-height: 260px; }
  .button { width: 100%; }
  .hero-actions,
  .contact-actions { flex-direction: column; }
}